Best Credit Cards For... - Doctor Of Credit (2024)

The best credit card will depend on what you want the credit card for, we’ve listed some of the most common scenarios below along with lots more information on some of the best credit card sign up bonuses for different circ*mstances.

Contents

1 Best Credit Cards For Ongoing Spending
2 Best Sign Up Bonuses

Best Credit Cards For Ongoing Spending

Best Credit Cards For Every Day Purchases
Best Credit Cards For Restaurant Spend
Best Credit Card For Grocery Store Purchases
Best Credit Cards For Office Supply Purchases
Best Credit Cards For Home Improvement Stores
Best Credit Cards For Telecommunication Expenses
Best Credit Card For Department Store Purchases
Best Credit Card For Drugstore Purchases
Best Credit Card For 0% APR

Best Credit Card For Charity Donations
Best Gas Credit Cards
Best Credit Cards For Amazon Purchases – Up to 5x Points/5% Cash Back
Best Credit Cards For Bookstore Purchases
Best Credit Card For People With Very High Spend
Best Credit Cards For Travel Purchases
Best Credit Card For Streaming Services
Best Credit Card for U.S. Mint Coin Purchases
5%+ Cash Back Credit Cards
Master List of Credit Cards with 4%/4x+ Rewards

Best Sign Up Bonuses

Best Credit Card Sign Up Bonuses
Best Cash Credit Card Sign Up Bonuses
Credit Card Bonuses With No Minimum Spend Requirements

114 Comments

newest

oldest most voted

ZYW(@guest_1820086)

March 26, 2024 16:18

#1820086

Hope you can add best card for foreign purchase.

Amanda(@guest_1743055)

November 23, 2023 03:25

#1743055

Hoping these can be added at some point to the lists above:

Cards that earn 5%+ cash back: https://www.doctorofcredit.com/5-cash-back-credit-cards/

Cards that earn 4%+ cash back:
https://www.doctorofcredit.com/credit-cards-44x-rewards/

Also the Credit Cards Reddit maintains a list of cards that earn 3% or more in various categories:
https://www.reddit.com/r/CreditCards/wiki/best_cash_back_cards_by_category

And one of 1.5%+ on everything cards:
https://www.reddit.com/r/CreditCards/wiki/list_of_flat_cashback_cards_with_benefits

Author

William Charles(@will)

November 23, 2023 18:12

#1743545

Amanda

Added

Amanda(@guest_1743970)

November 24, 2023 12:24

#1743970

William Charles

Thank you!

Wilmer(@guest_1704959)

September 28, 2023 18:38

#1704959

Best credit cards to fund bank accounts?

Amanda(@guest_1743974)

November 24, 2023 12:25

#1743974

Wilmer

Seems like they would be the ones with the highest flat cash back rate? Alliant FCU has 2.5% cash back. Many others earn 2% cash back.

Also could use one with a SUB to help towards reaching the spend amount.

Do you have to go in-person to your State Farm office to pay with Apple Pay, Amanda?

Amanda(@guest_1745898)

November 26, 2023 20:43

#1745898

mangorunner

I pay through the State Farm app on my iPhone. Not sure what methods they have in person. Sorry, meant to mention it wad through the app! It also might accept it on their website too 🤔

mangorunner(@guest_1745916)

November 26, 2023 21:21

#1745916

Amanda

Thank you. On the State Farm desktop website, I cannot use Google pay, Apple pay or PayPal. I also cannot split payment between two different cards. So I call my local office and they will split between two different cards over the phone.

I will install the State Farm app next time I have a premium due and see if there are more options for me.

Nayagan(@guest_1795490)

February 9, 2024 03:14

#1795490

mangorunner

Usually, insurance comps allow multiple pays for the same bill, even on the same date. GEICO has a split-pay option for 2 cards. But, this time, I wanted to use 3 cards with $1 billed onto 2 cards to keep them annually active and the rest on another card. So, I just paid $1 each with two cards first and then the remaining on my 3rd card, all on the same day, same login.

FWIW, I’d strongly advise against installing ANY banking &/ payment “Apps” (and that includes the 99.99% other Apps as well that are also totally unnecessary) onto your phone as these scoop up and steal tons of data from your phone, all without even informing you. I’m a security expert and can see them stealing the data and so am aghast and perpetually amazed at how blissfully unaware all the sheeple (public) actually are about their own data and where all it ends up. Public can also (somewhat) see (at least a gist of) the data being stolen by installing the DuckDuckGo App and setting it in “App Protection” mode. Public do not understand that they do not need to install those sh*tty Apps to bank nor to make payments. They should just use Firefox/Brave desktop browsers only (with the most conservative security protections settings) and NOT use any extensions with them.

Anna(@guest_1683429)

August 31, 2023 07:46

#1683429

I got an email that I am pre-approved for the Huntington Cashback credit card with 3% cashback on all purchases for the first 12 months (1.5% cashback plus 1.5% bonus, with no cap).

Tiago Finch(@guest_1672173)

August 14, 2023 19:22

#1672173

What do you think of the Best Buy card?

John(@guest_1662817)

July 30, 2023 23:47

#1662817

How about a page for best cards for Expats?

DrRyan(@guest_1657773)

July 21, 2023 13:27

#1657773

Hi Chuck William Charles. I have been searching for a resource that I thought you had, but I can’t find it. Wasn’t there a spreadsheet that the credit cards and their associated bonus spending categories one time? I guess I could be dreaming that up, but I thought you had a google sheet that showed each card and where it was good to use that card.
Thanks for your help!

Author

William Charles(@will)

July 21, 2023 17:25

#1657896

DrRyan

Yes but it’s not updated any longer

Amy Lynn Ruegsegger(@guest_1640446)

June 23, 2023 13:28

#1640446

How about a list of 0% credit cards that offer free convenience checks, when requested?

Jay(@guest_1635398)

June 16, 2023 02:25

#1635398

How about a list of credit cards with $0 Balance transfer fee?

Editor

Chuck(@chucksithe)

June 16, 2023 12:49

#1635668

Jay

I’ll add the link https://www.doctorofcredit.com/list-of-0-apr-credit-card-offers/